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Reforming the Right to Buy 22/11/2024

On 21 November, the Ministry of Housing, Communities and Local Government (MHCLG) launched a consultation on reforming the Right to Buy scheme. This follows action announced in the Autumn Budget to return the maximum discounts available to purchasers to their pre-2012 levels. These changes have now come into effect, and the cost floor protection period has been increased from 15 to 30 years. Additionally, the Budget announced that councils will no longer be required to return a proportion of receipts from Right to Buy (RTB) sales to the Treasury.

 

The Government is now consulting on broader reforms "necessary to further support the government's objective of achieving a sustainable and fair Right to Buy scheme."

 

1. Eligibility 

The consultation proposes increasing the eligibility requirement, which is currently three years as a secure tenant. Views are sought on whether this should be extended to five, ten, or more than ten years. Additionally, views are sought on other reforms that could deliver a fairer and more sustainable scheme.

 

2. Discounts as a percentage of the property value 

Discounts currently range from 35% to 70% of the property value for houses, and from 50% to 75% for flats. The discount increases by 1% for each additional year of eligible tenancy until the maximum is reached. The consultation paper proposes to remove the different treatment of houses and flats and reduce both the minimum and maximum percentage discounts.  It proposes that the discount will continue to increase by 1% for each additional year of eligibility. Views are invited on reducing the minimum discount to between 0% and 5%, and the maximum discount to between 5% and 20%.  The consultation paper also asks whether maximum discounts specified in cash terms should be retained or whether they would be made unnecessary by the amendment of the maximum percentage discounts.

 

3. Exemptions 

The consultation seeks views on whether the current exemptions to the scheme are fit for purpose and whether new-build homes should be exempt from the Right to Buy for a specified period to better incentivise councils to invest in new stock. It also welcomes views on how to protect council investments in retrofitting and improving homes to a high standard.

 

4. Restrictions on properties after sale 

Concerns have been raised about too many homes sold under the Right to Buy being let out. The Government does not propose introducing covenants to prevent homes from being let out, citing that such measures would be too restrictive and too difficult for councils to administer. Similarly, it does not propose requiring sold homes to be resold at a discount in perpetuity, as it believes the complexity of this approach would likely outweigh its benefits. However, the consultation seeks views on whether the time period during which councils can require repayment of all or part of the discount received should be increased from 5 to 10 years.

 

 5. Requirements around the replacement of homes sold under the Right to Buy 

The consultation seeks views on whether replacement homes should be exclusively for social rent, whether replacements should, as far as possible, match the same size and location of the homes sold, and whether there should be a target to replace all future Right to Buy sales on a one-for-one basis.

 

6. Simplification of the receipts regime 

Views are sought on how the current system, in which the capital receipt generated from the sale of a home is divided into six parts (after funding the discount), can be simplified and strengthened to better support the replacement of homes.

 

The consultation paper also confirms that the Government no longer plans to extend the Right to Buy to those housing association tenants who do not already have it.

 

The consultation closes on 15 January.

 

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